Ultravionos

Terms and Conditions Statement

Terms & Conditions

These Terms & Conditions outline the rules and guidelines governing access to and use of the Retirement Spending Strategy Simulator. Users must read and accept these terms before engaging with the platform. Updated as of September 19, 2026.

1. Eligibility and Permitted Use

Access to the Retirement Spending Strategy Simulator is provided for informational and simulation purposes only. Users must be at least 18 years of age and agree to comply with all applicable laws and platform requirements while using the site. Use of the simulator for unlawful or unauthorized purposes is strictly prohibited.

2. Intellectual Property Rights

All content, including text, graphics, and simulation tools, is the exclusive property of the Company or its licensors. Users may view and interact with the content for personal, non-commercial use. Any reproduction, distribution, or modification of platform materials without prior written consent is prohibited.

3. User Obligations and Account Security

Users are responsible for maintaining the confidentiality of their account credentials and for all activities conducted under their account. The Company reserves the right to suspend or terminate access if misuse, unauthorized activity, or violation of these terms is detected.

4. Nature of Simulation and No Advice

The simulator provides projected scenarios and analysis based on user-supplied information and modelled assumptions. These projections are for informational purposes only and do not constitute financial, legal, or professional advice. Users should consult a qualified advisor before making any financial decisions based on simulation outcomes.

5. Disclaimer of Warranties and Limitation of Liability

To the maximum extent permitted by law, the Company disclaims all warranties regarding the accuracy, completeness, or suitability of the information and results generated by the simulator. The Company is not liable for any direct, indirect, or consequential losses arising from the use of the platform or reliance on simulation outputs.

6. External Links and Third-Party Content

Users may encounter links to third-party websites or resources. The Company does not endorse, control, or assume responsibility for the content or practices of external sites. Users access external resources at their own risk and are encouraged to review applicable policies on those sites.

7. Privacy and Data Protection

The Company collects, processes, and stores personal data as described in the Privacy Policy, updated September 22, 2026. By using the simulator, users consent to the handling of their information in accordance with relevant privacy regulations.

8. Modifications to Terms and Platform

The Company reserves the right to modify, suspend, or discontinue any part of the simulator or these terms at any time without prior notice. Continued use of the platform following updates constitutes acceptance of the revised terms. Users are encouraged to review these terms periodically.

9. Governing Law and Jurisdiction

These Terms & Conditions are governed by the laws of Australia. Any disputes arising from or related to the use of the platform shall be subject to the exclusive jurisdiction of the Australian courts.